International protection for expats

Not a standard solution, but your individual tariff.
Always the best price for your situation
With reliable, German-speaking experts on site in Dubai.
Over 13 years of experience in international health insurance.
Whether you are already insured or still looking for your solution
*The only independent partner in the UAE for international health insurance.
Have you already emigrated or are you planning to emigrate?
Then you know what it's like...
A contact person at a specific insurance company was recommended to you directly.
You had nothing to compare it with and don't know whether it really was the best solution for you.
Instead of personal support, you end up on a hotline.
Your contact person is permanently tied to an insurance company.
When it comes to issues such as pay rises, you feel left alone.
and you wonder whether there might be a better or cheaper solution for you
This is exactly where we make the difference:
We are independent consultants and compare several options for you.
You get the tariff that really suits your life.
we also find solutions for complicated cases
Thanks to our headquarters in Dubai, you have your contact person right on site.
Not a hotline, but real experts who care
Our solution is just right for you if you...
You are an expat and live abroad for work or family reasons
You are a digital nomad and have your office anywhere in the world.
You are a frequent traveller and regularly commute between countries.
You are an emigrant and have completely relocated your life abroad.
You are a student abroad and need security far from home
Whether you are already insured or still looking for a solution
Are you already
insured?
First Step 1:
Analysis of the price and performance of your current insurance policy.
Second Step 2: Decision
Either a new contract or your current contract will remain in place.
Third Step 3: Your Benefit
We will become your official point of contact for your international health insurance.
Not insured
yet?
First Step 1:
Analysis of your situation, wishes and budget.
Second Step 2: Decision
We will find the right tariff
for you.
Third Step 3: Your Benefit
We compare over 5 international health insurers and find the plan that suits you best.
Expat Insurance

Insured with our partners worldwide

Foyer Global Health
Your security from Belgium with a focus on performance.

Foyer Global Health offers flexible and tailor-made health insurance solutions for expatriates and frequent travellers – with worldwide cover and first-class service.
PassportCard
Your digital insurance from Germany with direct billing.

PassportCard enables worry-free medical care through direct billing – ready for use anytime, anywhere in the world.
April International
Your French tradition with branches worldwide.

APRIL International offers comprehensive worldwide health insurance cover – flexible, reliable and ideal for expatriates and frequent travellers.
BDAE
Your diversity from Germany.

With BDAE, you have worldwide health insurance – flexible, reliable and ideal if you are an expat or frequent traveller.
Get free advice now
The tariff that really suits your life.
1000+ Expats abgesichert
5+ unabhängige Tarife
100% individuelle Lösungen
Because your health should be in the best hands worldwide.
Expat Insurance


10+ Years of Experience
For over 10 years, I have been supporting people who are relocating abroad or who travel regularly.

I know from personal experience how important reliable and flexible health insurance coverage is worldwide. Thanks to my network of renowned international partners, I can offer , tailor-made rates that suit your life situation.

Whether you are a digital nomad, expat or long-term traveller, I offer you individual solutions that work worldwide. Thanks to trusted partnerships with international insurers and my instinct for what is essential, you not only receive protection, but also genuine security. So that you can concentrate fully on your goals abroad – without any worries.

My Mission: To provide security and trust so that you can concentrate on what matters most – enjoying your life abroad to the fullest.
Global strength from the heart of Dubai
From our location in Dubai, we support expats, emigrants and frequent travellers – whether to Bali, Thailand, Spain, USA or the VAE. Thanks to our strong partners and an international network, you can enjoy the protection you need anywhere in the world.

You will receive international protection and enjoy:

Global coverage – no matter where you live or travel
Access to private clinics in over 190 countries
The best possible medical care – from check-ups to emergencies
Chief physicians and specialists – without endless waiting times
24/7 support for all questions – conveniently available via WhatsApp
Flexibility when moving and travelling – your cover moves with you
Get free advice now

Frequently asked questions

Scan the QR code and ask us your question
What is international health insurance?

International health insurance offers you worldwide coverage – whether you live abroad permanently, travel frequently or live as an expat in another country, such as Dubai. It covers doctor's visits, hospital stays, emergencies and preventive medical check-ups.

What is the difference between international health insurance and travel health insurance?

Travel health insurance usually only applies to holidays or short stays and is limited in time. Furthermore, the scope of benefits is smaller.
International health insurance, on the other hand, is designed for expats, emigrants and frequent travellers – long-term, comprehensive and, above all, flexible, so that your everyday life abroad is covered.

What distinguishes Expat Insurance from other brokers?

Personalised advice. Independent comparison. Tailor-made cover.As the only independent insurance broker in the UAE, we analyse the rates of leading international health insurance companies for you – transparently, objectively and always in your best interests.Instead of standardised, one-size-fits-all solutions, you receive comprehensive, personalised advice, working together to find the insurance cover that really suits your needs and lifestyle – at the best possible price.Whether in person in Dubai or flexibly online: you decide how you would like to be advised.

Why do I get the best price with you?

Because we compare independently and are not tied to any particular provider. We check several options for you, ensuring you get the best possible value for money.

How does the consultation work?

Whether you are still looking for the right international health insurance or already have insurance, we will guide you every step of the way.

If you already have insurance:

1. We analyse your current tariff.
2. We compare it with several offers from leading providers and check whether it really suits your needs – or whether a change would be advisable.
3. We will be your personal point of contact for all questions and will remain at your side for the entire duration of the contract.

If you do not yet have insurance:

1. We analyse your situation, requirements and budget.
2. We compare several tariffs from leading providers and find the optimal solution.
3. We become your personal point of contact for all questions.

What happens after the contract is signed?

After signing the contract, we remain your official point of contact, supporting you in your communication with the insurance company and assisting you in every way possible – for invoices, claims, tariff adjustments and all other questions relating to your insurance.

In which countries does the insurance cover apply?

Your cover is valid worldwide – in over 190 countries. Whether you live in Dubai, travel to Thailand or fly to Europe: you are covered everywhere.

Am I still covered if I change my place of residence (e.g. from Dubai to another country)?

Yes – your insurance cover remains in place. The rates are designed so that you remain flexibly covered when you move house or make new life plans.

Do you also offer protection for families/partners/children?

Yes, of course. We also offer family and partner rates so that your loved ones are just as well covered as you are.

What documents do I need for a consultation?

For the initial consultation, it is sufficient to briefly describe your situation and name your destination country – or, if you have already emigrated, your current place of residence. We will then clarify all further details together, step by step.